When you hear “That’s my bank!”—they’re talking about WB&T.

Our customers are loyal because we treat them right.

When you hear “That’s my bank!”—they’re talking about WB&T.

Our customers are loyal because we treat them right.

People from here appreciate a bank from here. We’re a home-grown operation. It makes a difference to our customers.

We work well with local businesses because we are one. We know our customers as neighbors and we never have to check with the home office to help them out. Our home office is right here in our home town.

Services you’d get from the big banks. Except you get them from us.


ITMs help you bank after hours. And you’re banking with a real person, in real time.

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Couple taking a picture of a check.

Mobile banking and deposits help you get so much done with a few minutes and a phone.

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Man using phone.

Get special alerts and updates. And get answers to your questions—fast.

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Our location in downtown Waycross isn’t the only place you’ll find us.

We love what we do—at the bank, and out in the community. A core principle since the founding of Waycross Bank & Trust is to do what we can to help our neighbors and make this an even better place to live.

If you ask these businesses about us, they’ll say “That’s my bank!”​

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000


Waycross Bank & Trust

Please note that by clicking this link, you are leaving the Waycross Bank & Trust website. We have no control over the content of third party sites, and this link is provided as a courtesy, not an endorsement.

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Please note that our lobby is currently closed. Our drive thru remains fully functional, along with our Customer Care Center, ITM, Online Banking, Mobile Banking, Telephone Banking, Text Banking, Online Chat and full suite of Cash Management services. If you need access to lobby services, please call to schedule an appointment.

This decision was not made lightly, but we must do our part to ensure the health and safety of our customers, community, and team.

We remain committed to serving you throughout this time and ask that you please reach out to us with any need or concern. We are here, we are listening, and we are in this together.