When you hear “That’s my bank!” they’re talking about us.

Our customers are loyal because we treat them right.

People from here appreciate a bank from here. We’re a home-grown operation. It makes a difference to our customers.

We work well with local businesses because we are one. We know our customers as neighbors and we never have to check with the home office to help them out. Our home office is right here in our home town.

Services you’d get from the big banks. Except you get them from us.

Interactive Teller Machines

ITMs help you bank after hours. And you’re banking with a real person, in real time.

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Mobile Banking

Mobile banking and deposits help you get so much done with a few minutes and a phone.

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Bank by Text

Get special alerts and updates. And get answers to your questions—fast.

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Our location in downtown Waycross isn’t the only place you’ll find us.

We love what we do—at the bank, and out in the community. A core principle since the founding of Waycross Bank & Trust is to do what we can to help our neighbors and make this an even better place to live.

If you ask these businesses about us, they’ll say “That’s my bank!”

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Online Customer Payment Portal

Convenience Banking

Text Concierge and Alerts

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ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

Waycross Bank & Trust

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Account Login

Services you’d get from the big banks. Except you get them from us.

Interactive Teller Machines

Mobile Banking

Bank by Text

Our location in downtown Waycross isn’t the only place you’ll find us.

If you ask these businesses about us, they’ll say “That’s my bank!”​

Waycross Bank & Trust

If you ask these businesses about us, they’ll say “That’s my bank!”