When you hear “That’s my bank!” they’re talking about us.

Our customers are loyal because we treat them right.

People from here appreciate a bank from here. We’re a home-grown operation. It makes a difference to our customers.

We work well with local businesses because we are one. We know our customers as neighbors and we never have to check with the home office to help them out. Our home office is right here in our home town.

Services you’d get from the big banks. Except you get them from us.


ITMs help you bank after hours. And you’re banking with a real person, in real time.

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Mobile banking and deposits help you get so much done with a few minutes and a phone.

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Get special alerts and updates. And get answers to your questions—fast.

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Our location in downtown Waycross isn’t the only place you’ll find us.

We love what we do—at the bank, and out in the community. A core principle since the founding of Waycross Bank & Trust is to do what we can to help our neighbors and make this an even better place to live.

If you ask these businesses about us, they’ll say “That’s my bank!”​

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000


Waycross Bank & Trust

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