Most people like the idea of a budget – but a recent Gallup poll found that only about 32% of Americans were maintaining a household budget. And if we’re being honest, one reason it is low is because making a budget is HARD.
Where do you start? What do you include? How do long-term goals, like owning a home or paying off student loans, fold into the mix?
Sometimes the easiest way to start budgeting is to explore your current spending habits. A monthly budget calculator helps visualize your expenses so you can explore areas for saving, or maybe areas to trim back.
You can find our monthly budget calculator here.
Let this be the year you take hold and feel confident about your money!