Locations & Holidays

Stop by and see us.

WB&T Main office

501 Tebeau Street
Waycross, GA 31501
Phone: 912-283-0001
Fax: 912-283-2960

Lobby Hours
Mon. – Thu.: 9:00 am – 4:00 pm
Fri.: 9:00 am – 6:00 pm
Sat. 9:00 am – noon

Drive Thru Hours
Mon. – Thu.: 8:30 am – 4:00 pm
Fri.: 8:30 am – 6:00 pm
Sat. 8:30 am – noon


1731 Knight Avenue
Waycross, GA 31501

ITM Hours
Mon. – Sat.: 7:00 am – 9:00 pm

Telephone Banking

Customer Care Center

Mon. – Sat.: 7:00 am – 9:00 pm

Learn more about our text concierge and online banking options.

HolidayDateWB&TCustomer Care
Center & ITMs
Day Before Thanksgiving, 2020Wednesday, November 25Normal Hours7am until 6pm
Thanksgiving Day, 2020Thursday, November 26ClosedClosed
Day After Thanksgiving, 2020Friday, November 27Drive Thru Only; Closing at 1 pmNormal Hours
Christmas Eve, 2020Thursday, December 24Closing at 1 pm7am until 2pm
Christmas, 2020Friday, December 25ClosedClosed
New Year’s Eve, 2020Thursday, December 31Closing at 1 pm7am until 2pm
New Year’s DayFriday, January 1ClosedClosed
Martin Luther King,
Jr. Day
Monday, January 18ClosedClosed
President’s DayMonday, February 15ClosedNormal Hours
Memorial DayMonday, May 31ClosedClosed
Independence DaySunday, July 4Closed (Monday, July 5)Closed (Monday, July 5)
Labor DayMonday, September 6ClosedClosed
Columbus DayMonday, October 11ClosedNormal Hours
Veteran’s DayThursday, November 11ClosedClosed
Day Before ThanksgivingWednesday, November 24Normal Hours7am until 5pm
Thanksgiving DayThursday, November 25ClosedClosed
Day After ThanksgivingFriday, November 26Closing at 1pmNormal Hours
Christmas EveFriday, December 24Closing at 1pm7am until 1pm
ChristmasSaturday, December 25ClosedClosed
New Year’s EveFriday, December 31Closing at 1pm7am until 1pm
New Year’s Day, 2022Saturday, January 1ClosedClosed

Affiliate bank locations

Waycross Bank and Trust is affiliated with the following institutions—a family of banks under the WB&T Bankshares family.

Guardian Bank Locations

701 Wildwood Plantation Drive
Valdosta, GA 31602

246 Norman Drive
Valdosta, GA 31601

1914 N. Ashley Street
Valdosta, GA 31602

82 Railroad Avenue East
Pearson, GA 31642

Pelham Banking Company

A Division of Guardian Bank
180 Mathewson Avenue SW
Pelham, GA 31779

South Coast Bank & Trust

1500 Newcastle Street
Brunswick, GA 31520

Visit South Coast

60 Midway Square
St. Simons Island, GA 31522

Visit South Coast


1846 Demere Road
St. Simons Island, GA 31522

WB&T Wealth Partners

701 Wildwood Plantation Drive
Valdosta, GA 31602

Visit WB&T Wealth Partners

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

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