Stop by and see us.

WB&T Main office

501 Tebeau Street
Waycross GA, 31501
Phone: 912-283-0001
Fax: 912-283-2960

Lobby Hours
Mon. – Thu.: 9:00 am – 4:00 pm
Fri.: 9:00 am – 6:00 pm
Sat. 9:00 am – noon

Drive Thru Hours
Mon. – Thu.: 8:30 am – 4:00 pm
Fri.: 8:30 am – 6:00 pm
Sat. 8:30 am – noon


1731 Knight Avenue
Waycross, GA 31501

ITM Hours
Mon. – Sat.: 7:00 am – 9:00 pm

Telephone Banking

Customer Care Center

Mon. – Sat.: 7:00 am – 9:00 pm

Learn more about our text concierge and online banking options.

Holiday Date Waycross Bank & Trust Customer Care Center & ITMs
New Year’s Day Monday, January 1 Closed Closed
Martin Luther King, Jr. Day Monday, January 15 Closed Closed
Memorial Day Monday, May 28 Closed Closed
Independence Day Wednesday, July 4 Closed Closed
Labor Day Monday, September 3 Closed Closed
Veteran’s Day Monday, November 12 Closed Closed
Day Before Thanksgiving Wednesday, November 21 Normal Hours 7am until 6pm
Thanksgiving Day Thursday, November 22 Closed Closed
Black Friday Friday, November 23 Closing at 1pm Normal Hours
Christmas Eve Monday, December 24 Closing at 1pm 7am until 2pm
Christmas Tuesday, December 25 Closed Closed
New Year’s Eve Monday, December 31 Closing at 1pm 7am until 2pm
New Year’s Day 2019 Tuesday, January 1 Closed Closed

Affiliate bank locations

Waycross Bank and Trust is affiliated with the following institutions—a family of banks under the WB&T Bankshares family.

Guardian Bank Locations

701 Wildwood Plantation Drive
Valdosta GA, 31602

246 Norman Drive
Valdosta GA, 31601

1914 N. Ashley Street
Valdosta GA, 31602

82 Railroad Avenue East
Pearson GA, 31642

Pelham Banking Company

A Division of Guardian Bank
180 Mathewson Avenue SW
Pelham GA, 31779

South Coast Bank & Trust

1500 Newcastle Street
Brunswick GA, 31520

Visit South Coast

60 Midway Square
St. Simons Island GA, 31522

Visit South Coast


1846 Demere Road
St. Simons Island, GA 31522

WB&T Wealth Partners

701 Wildwood Plantation Drive
Valdosta, GA 31602

Visit WB&T Wealth Partners

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000


Waycross Bank & Trust

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