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In 1988, many of the banks in Waycross were owned by big city banks. They’d all been bought up—and when a bank gets bought by a firm from somewhere else, the service changes. It’s no longer possible for management to make a big decision without getting approval from people that don’t live here.
A group of business leaders addressed the problem by founding a new bank. They applied for and received a charter from the Georgia Department of Banking and Finance. The doors of Waycross Bank & Trust opened in 1988.
We’re still locally-owned. We’ve found our customers appreciate doing business with a bank born and raised in their hometown.
Our founding principles have kept our bank and our customers secure for decades, and we are recognized as one of the safest banks in Georgia.
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