We help small businesses dream big.

Believe it or not, we were a local start-up once, too. We know the challenges that come with building and running a business in South Georgia. And we also know that with the right help and guidance, anyone with a dream and the drive can build something incredible.

Here’s how we help local businesses thrive.

Man in suit.

Business checking

Multiple account options that let you manage your daily revenues with confidence.

Two men with blueprints.

Business savings

Today’s profits can grow into tomorrow’s shiny new office. We’ll help you get set up.

Business loans

We make all the loan decisions right here, so you won’t have to wait around for third-party approvals.

Mobile phone being used to make a purchase.

Merchant services

Whether your customers are swiping or inserting a chip, they’ll leave happy.

Additional business services

Cash Management (MultiUser Online Banking)

Allows multiple users to safely, securely access your business accounts.


Receive monthly statements straight to your inbox or send them straight to your accountant. Good for security and your schedule.

Positive Pay

Helps reduce the chance of fraud by logging check details electronically, then comparing them with checks that are ultimately cashed.

ACH Origination (Direct Deposit)

Whether you’re paying your employees or transferring funds to another business, this is a secure, easy way to move your money.

Remote deposit capture

No need to stop by a bank to deposit a check. Remote deposit allows you to scan and send a check for deposit with a scanner from the convenience of your office.

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

Font Import – Noto

Font Import – Mulish


Waycross Bank & Trust

Please note that by clicking this link, you are leaving the Waycross Bank & Trust website. We have no control over the content of third party sites, and this link is provided as a courtesy, not an endorsement.

Go Back Continue