Business Checking

Your business deserves more than checking.

It deserves a choice.

Different businesses have different needs. Even the same business might have needs that change over time. We offer four types of business checking accounts, so yours will be sure to get what it needs.

Free Checking

Most businesses get everything they need from our most popular account.

No minimum balance
No monthly service charge
Up to 1,000 free transactions per month
Up to $10,000 in deposits per month, free
Up to $10,000 in withdrawals per month, free

View all account features

Business Interest Checking

This offering is designed to meet the needs of sole proprietors and nonprofits.

Earns interest
Up to 1,000 free transactions per month
Up to $10,000 in currency deposits per month, free
Up to $10,000 in currency withdrawals per month, free
$1,000 minimum balance to avoid a low monthly service charge of $8

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Commercial Checking

More flexibility for businesses with more complex banking needs.

Earnings credit on balances may offset activity fees
Low transaction fee of just 15¢ per item
$15 monthly service charge
Coin and currency deposits and withdrawals are just $1 per $1,000

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IOLTA (Interest on Lawyers Trust Account)

An interest-earning account for attorneys to hold client funds.

Required by state law, interest is paid to State Bar Foundation to fund programs

View all account features

You’ve got cards. Your business should, too.

We offer credit and debit cards—protected with the latest chip technology to prevent fraud.

Accounts which exceed the free monthly maximum (1,000 transactions and/or $10,000 in monthly coin and currency deposits and withdrawals) may be converted into another checking product.

Even our basic accounts come with all these features.

(So—not so basic.)

Ready to say “That’s my bank”?

Click here for our switch kit, or drop by our location.

Got a different question?

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ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

Waycross Bank & Trust

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Business Checking

Your business deserves more than checking.

It deserves a choice.

Free Checking

Business Interest Checking

Commercial Checking

IOLTA (Interest on Lawyers Trust Account)

You’ve got cards. Your business should, too.

Even our basic accounts come with all these features.

Waycross Bank & Trust