Business Checking

Your business deserves more than checking.

It deserves a choice.

Man in suit.

Different businesses have different needs. Even the same business might have needs that change over time. We offer four types of business checking accounts, so yours will be sure to get what it needs.

Free Business Checking

Most businesses get everything they need from our most popular account.

  • No minimum balance
  • No monthly service charge
  • Up to 1,000 free transactions per month
  • Up to $10,000 in deposits per month, free
  • Up to $10,000 in withdrawals per month, free

Business Interest Checking

This offering is designed to meet the needs of sole proprietors and nonprofits.

  • Earns interest
  • Up to 1,000 free transactions per month
  • Up to $10,000 in currency deposits per month, free
  • Up to $10,000 in currency withdrawals per month, free
  • $1,000 minimum balance to avoid a low monthly service charge of $8

Commercial Checking

More flexibility for businesses with more complex banking needs.

  • Earnings credit on balances may offset activity fees
  • Low transaction fee of just 15¢ per item
  • $15 monthly service charge
  • Coin and currency deposits and withdrawals are just $1 per $1,000

IOLTA (Interest on Lawyers Trust Account)

An interest-earning account for attorneys to hold client funds.

  • Required by state law, interest is paid to State Bar Foundation to fund programs

You’ve got cards. Your business should, too.

We offer credit and debit cards—protected with the latest chip technology to prevent fraud.

Accounts which exceed the free monthly maximum (1,000 transactions and/or $10,000 in monthly coin and currency deposits and withdrawals) may be converted into another checking product.

Even our basic accounts come with all these features.

(So—not so basic.)

Ready to say “That’s my bank”?

Click here for our switch kit, or drop by our location.

Got a different question?

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

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