Mobile Banking​

Wherever you go, we’re right there with you.

Mobile banking makes it easy.

Woman taking advantage of mobile banking while sitting rocking chair.

We can serve you from here to Timbuktu. Manage your accounts from your mobile device anytime, anywhere, at no extra cost to you*.

It’s like having your bank with you. Here’s what you can do:

  • Access account and transaction information
  • Deposit checks with Mobile Deposit**
  • Transfer between accounts at the bank
  • Move funds in or out of external bank accounts using bank-to-bank transfer
  • Pay bills
  • Lock your debit card
  • View eStatements
  • Find the nearest location
  • Call the bank
  • Balance alerts

Not using your debit card? Lock it with SmartLock! An excellent fraud prevention tool, you can lock/unlock your debit card with a simple toggle in our mobile app. SmartLock ensures that you, and only you, are using your card. And unlocking is instant! Enroll in the time it will take you to place your coffee order – simply enter your card number and confirm.

Mobile Deposit is going to save you a lot of time. This handy feature allows you to take a picture of a check (using your smartphone) that is then deposited in your account. Instructions for enrolling are in the app and easy to follow.

Love mobile wallets? Enroll your WB&T debit card in Apple Pay or Samsung Pay to enjoy convenience and security.

Downloading is simple. We’ve got versions for iPhone, Android, and iPad. Just click on one of the icons below, or search for “Waycross Bank & Trust” in the App Store (Apple) or the Play Store (Android).




Some app functions, such as bank-to-bank transfer or bill pay, must first be set up in online banking. Please contact your customer service representative for assistance or for help with any questions you may have. You can also find more information in our Mobile Deposit user agreement and funds availability policy.
*While there is no charge to download or use the mobile banking app, message and data rates may apply. Check with your service provider for specific fees and charges. Mobile banking is available to online banking users only. All terms applicable to online banking apply to mobile banking.
**Enrollment in Mobile Deposit requires meeting eligibility requirements
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.

Ready to say “That’s my bank”?

We’re ready to help. Call now, or stop by our branch. Numbers and addresses can be found here.

Got a different question?

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

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