Text Concierge and Alerts​

Service with a smiley face.

Get all kinds of information with our free Text Concierge and Text Alerts services.

Text Concierge

It’s as simple as sending a text to our Customer Care Center. A team member will get an answer back to you quickly. Your conversation is private and secure. Text your request to 912-584-6101.

You can get information on weather closings and emergency notifications. Text ENROLL WAYCROSS INFO to (888) 670-0054.

Woman checking mobile phone.

Interested in new product announcements? For those, as well as product maintenance information, text ENROLL WAYCROSS PRODUCT to (888) 670-0054.

Cancel whenever you wish. Just text STOP to (888) 670-0054. You can view the Text Concierge User Agreement here.

Text Alerts

Two kinds of alerts keep you posted.

Push alerts send you notifications automatically.

You can set it up to get all kinds of information. For example, you can be notified each time your debit card is used; or when your balance drops below a certain point; or when an automatic credit is sent to your account. Your settings can designate a certain time and date.

Request alerts start with you.

Send a text using certain code words to get information or even initiate transactions.

Text to (888) 670-0054 and use the codes below for specific requests.

Command What You Receive Details
BAL Your available balance. Text BAL and the four digit account nickname or the last 4 digits of the account number (BAL XXXX). If no four digit number accompanies BAL, information on all accounts enrolled will be sent.
HIST Last five transactions within the last 90 days. Text HIST and the four digit account nickname or last 4 digits of the account number (HIST XXXX). If no four digit number accompanies HIST, information on all accounts enrolled will be sent.
XFER Transfer money between your accounts. To transfer, send XFER with the from account four digit nickname/number, to account four digit nickname/number, and the amount (no dollar sign!). An example of transferring $100 from checking to savings would be:,”XFER chkg svgs 100.”
STOP Deactivates text banking services. Once you have un-enrolled from Text Banking, please contact the bank in order to re-enroll.
HELP Sends a list of available commands.

Text banking helps you stay aware of potential fraud. You’ve got a whole new way to keep tabs on your accounts.

Here’s how to get started:

  • If you haven’t already, enroll in Online Banking.
  • Download the Waycross Bank & Trust Mobile Banking App to your smartphone or tablet.
  • Log in to the App with your Online Banking ID and password.
  • Open the left navigation menu.
  • Tap “Text Banking” under the “Messaging” menu.
  • Enter your personal information to enroll.

You can turn off the service whenever you’d like. To un-enroll or suspend your accounts on Text Banking, send STOP to (888) 670-0054. Once you have un-enrolled, please contact the bank should you want to re-enroll.

We’re happy to help you get started. Call or come by at your convenience and we’ll get you set up.

*Web access is needed to use the mobile banking app. Please check with your wireless carrier for standard message and data fees that may apply. Mobile banking is available to online banking users only. All terms applicable to Online Banking apply to mobile banking.

Ready to say “That’s my bank”?

We’re ready to help. Call now, or stop by our branch. Numbers and addresses can be found here.

Got a different question?

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ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

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