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Personal Checking​

Four different kinds of checking.

And four good reasons to say “That’s my bank.”

Local storefront.

We’re all about making checking easy for you. All our accounts include a wealth of conveniences and benefits as our standard way of doing business. Consider it our way of saying ‘thank you.’

Is it mobile? Of course. Our mobile app makes it easy to do traditional checking account transactions wherever you and your phone or tablet happen to be.

Free ITM access. Our popular Interactive Teller Machine allows you to talk with a real person via live video feed so you can enjoy face-to-face interaction when it’s most convenient for you.

Most of our personal checking accounts are now powered by BaZing. A nation-wide savings network, BaZing brings more than 400,000 local and national discounts right to your phone through the WB&T Rewards app.

Basic Checking w/E

Avoid the $3 monthly paper statement fee by enrolling in eStatements.*

  • Anywhere Banking Tools (online, mobile, bill pay, debit card and eStatements)
  • ID theft aid1, 2 ($1,000 in personal identity theft benefits and identity restoration)
  • Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)

Rewards Checking

Only $6 per month.*

  • Anywhere Banking Tools (online, mobile, bill pay, debit card and eStatements)
  • Local discounts and national retailer deals with BaZing savings
  • Cell phone protection1, 2 (up to $400 per claim)
  • ID theft aid1, 2 ($5,000 in personal identity theft benefits and identity restoration)
  • 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence)
  • $10,000 travel accidental death coverage2 
  • Health Savings Card
  • Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)

Premium Rewards Checking​

Maintain a $1,000 minimum balance every day of the month and we’ll waive the $8 monthly fee.*

  • Anywhere Banking Tools (online, mobile, bill pay, debit card and eStatements)
  • Local discounts and national retailer deals with BaZing savings
  • Cell phone protection1, 2 (up to $400 per claim)
  • ID theft aid1, 2 ($5,000 in personal identity theft benefits and identity restoration)
  • 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence)
  • $10,000 travel accidental death coverage2 
  • Health Savings Card
  • Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)
  • Our best checking rate

Platinum Rewards Checking

Our best account for only $10 a month.*

  • Anywhere Banking Tools (online, mobile, bill pay, debit card and eStatements)
  • Local discounts and national retailer deals with BaZing savings
  • Cell phone protection1, 2 (up to $600 per claim)
  • ID theft aid ($10,000 in personal identity theft benefits and identity restoration1, 2 , credit monitoring3 , identity monitoring3 , free credit reports and credit score3 )
  • 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence)
  • $25,000 in accidental death coverage2 
  • Health Savings Card
  • Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)
  • Our best checking rate

*The required minimum opening deposit is $50.00

1 Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

3  Identity and credit monitoring require activation for monitoring to begin.

Simple accounts. Sophisticated bells and whistles.

(So—not so basic.)

Ready to say “That’s my bank”?

Click here for our switch kit, or drop by our location.

Got a different question?

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

 

Waycross Bank & Trust

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