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Personal Checking​

Four different kinds of checking.

And four good reasons to say “That’s my bank.”

We’re all about making checking easy for you. All our accounts include a wealth of conveniences and benefits as our standard way of doing business. Consider it our way of saying ‘thank you.’

Is it mobile? Of course. Our mobile app makes it easy to do traditional checking account transactions wherever you and your phone or tablet happen to be.

Free ITM access. Our popular Interactive Teller Machine allows you to talk with a real person via live video feed so you can enjoy face-to-face interaction when it’s most convenient for you.

Free Checking

No fuss or frills, just plenty of convenience.

  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Low suggested deposit of $50 to open the account

50+ Interest Checking

A little something extra for our customers 50 and older.

  • Earns interest
  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Free basic checks
  • Low suggested deposit of $50 to open the account

Direct Interest Checking

If you have direct deposit or automatic payment, we think you should earn interest** with that.

  • Earns interest
  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Low suggested deposit of $50 to open the account

Premier Checking

The more you keep in your account the more you’re rewarded. Our tiered interest plan makes your money work harder for you.

  • $1,000 monthly minimum balance requirement (and a low $8 monthly service charge should the balance fall below $1,000 anytime in the monthly statement cycle)
  • Tiered interest with more interest for higher balances
  • Unlimited check writing
  • No debit or credit fees
  • Free basic checks
  • Low suggested deposit of $50 to open the account 

* Bank rules and regulations apply. Ask us for details. Other fees such as returned items, non-sufficient funds, overdrafts, etc. may apply. See the Miscellaneous Fee Schedule for details.

** A direct deposit or automatic payment is required to earn interest.

 

Even our basic accounts come with all these features.

(So—not so basic.)

  • Online Banking
  • E-Statements
  • Text Alerts
  • Debit Cards With Security Chips
  • Mobile Banking
  • Online Bill Pay
  • Text Messaging
  • Credit Cards With Security Chips
  • Mobile Deposits
  • FDIC Insured
  • Interactive Teller Machines
  • Quicken and QuickBooks Connectivity

Ready to say “That’s my bank”?

Click here for our switch kit, or drop by our location.

Got a different question?

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

 

Waycross Bank & Trust

Please note that by clicking this link, you are leaving the Waycross Bank & Trust website. We have no control over the content of third party sites, and this link is provided as a courtesy, not an endorsement.

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