- Investment Services
- Convenience Banking
- About Us
- Financial Education
Local loans for local businesses. When you talk to us about your business, you’re talking to the people who help make it happen. We don’t have to check with people in a far-off place.
We don’t dilly-dally. In our experience, good businesspeople don’t waste a lot of time. We’re the same way. We perform due diligence, of course, but we want you to get what you need as quickly as possible.
Many businesses have been with us for decades. We’ve stuck by them and they returned the favor.
A flexible option similar to a credit card which allows you to borrow up to a certain limit, and pay interest only on the portion you borrow.
A lump sum loan that is repaid regularly over a set amount of time.
Term loans may be used as permanent financing to convert a construction loan at the time of project completion or for the purchase of an existing property; competitive rates and multiple amortization options available.
Secure a mortgage on an office building, shopping center, or other commercial space—new construction, acquisition or refinancing options are available.
Designed to help save and create jobs, this loan guarantee program aims to assist credit-worthy rural businesses grow.
Structured to help small businesses succeed, SBA loans offer the financial strength of the U.S. Government with the specialties of our loan team. We will partner with your business to identify the program that best fits your company’s needs.
Try different loan amounts, different down payments or different terms. Our calculator helps you figure out what works for you.
Get our email newsletter
Please note that by clicking this link, you are leaving the Waycross Bank & Trust website. We have no control over the content of third party sites, and this link is provided as a courtesy, not an endorsement.Go Back Continue