Personal Loans​

Got your eye on something?

Maybe it’s time to get your hands on it.

Car, boat, ATV—tell us what you’re looking for. We have a way of making it possible. Your loan officer will explain all your options, and make the approval process as smooth as possible.

Two men working on kitchen.

Different loans for different folks.

So many loans to choose from. Whatever your situation, we’ve got a loan that will suit you.

CD Secured Loans

If you’ve got a CD with us, you can borrow against its value. This allows your CD to keep growing while you use the loan for whatever you’d like.

Unsecured Loans

Your solid credit rating can qualify you for an unsecured loan. Talk to your loan officer about your options.

Home Equity Loan or Line of Credit

You can leverage the value of your home to get a loan or line of credit.

Let our loan calculator do the math.

Try out different loan amounts, different down payments—any number of variables. Our calculator helps you figure out what works for you.

Ready to say “That’s my bank”?

We’re ready to help. Call now, or stop by our branch. Numbers and addresses can be found here.

Got a different question?

Waycross Bank & Trust logo

ABA Routing Number: 061204052

Lost or stolen card? Call 1-800-383-8000

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